Payments. AI. Commerce. Decoded. 255 articles and counting.
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While the industry debates agentic commerce protocols, FIS quietly acquired 40 billion transactions a year of issuing infrastructure and launched the first bank-facing agent commerce platform. The bet: whoever controls the issuer side controls the agent era.
The card networks face their biggest structural test yet.
An open-source AI assistant went viral, spawned scams, deleted inboxes, and accidentally revealed how unprepared payments infrastructure is for a world where software spends money.
Five protocols from five trillion-dollar companies, all shipping within weeks of each other. The race to own the trust layer for non-human buyers has started.