Payments. AI. Commerce. Decoded. 255 articles and counting.
Showing 1–24 of 255 articles
Microsoft is selling Anthropic's Cowork technology inside the Microsoft 365 E7 bundle at $30 per user per month, a 65 percent premium over the prior tier. At the same time, Microsoft is cancelling Claude Code licenses for the team that ships Windows.
Google's WebMCP turns every website into a structured tool for AI agents. OpenAI's Codex-Spark makes those agents fast enough to act in real time. The web is being rebuilt for machines, and the companies that built their businesses on human attention have a problem.
Visa and Ramp deepened their partnership with AI agents for corporate bill pay. The signal is not the technology. It is that Visa is using it internally.
68 percent of banks now use AI for fraud detection. But deepfakes, synthetic identities, and agentic scams are scaling just as fast. The arms race has no finish line.
The payments system is not ready for AI agents. The Pentagon is not ready for AI companies with principles. And the humans training AI are running out of time. Here is everything we published this week.
Sardine is an AI-powered fraud prevention and compliance platform that combines behavioural biometrics, device intelligence, and machine learning to protect financial transactions in real time.
Two card networks. Same region. Same month. Different architectures. The agentic payments land grab in Latin America is officially a two-horse race.
Recommendation poisoning is the new SEO manipulation, except the stakes involve real money and the consumer never sees the ranking.
A modest embedded payments deal with Rainforest tells you where PayPal thinks the future is. The Stripe acquisition rumour tells you the market thinks PayPal cannot get there fast enough.
Moltbook launched on January 28. By January 31, security researchers had unauthenticated read and write access to everything.
Mastercard's acquisition of stablecoin infrastructure platform BVNK is not about embracing crypto. It is about adding a settlement layer the card network does not have.
eBay is banning AI shopping bots. Amazon is suing them. Google just shipped live checkout through them. The platforms that built e-commerce are scrambling to avoid becoming back-end infrastructure nobody sees.
Marathon is not the disease. It is the latest symptom of an industry addicted to a model that does not work.
OpenAI and Anthropic are both shipping AI that can operate your computer. We compare what each brings to the table, and ask the question the tech press won't: who controls the agent that controls the transaction?
Frank Bisignano built the infrastructure that processes 44 percent of America's card payments. Now he is restructuring the agency that collects $5.1 trillion in taxes. The playbook is familiar. The stakes are not.
Major Matters is switching platforms, and we're telling you before everything is perfect.
On April 28, Finix shipped MCP server integrations with ChatGPT, Claude, and Gemini on the same day. Three frontier models, one full-stack processor, and a chargeback framework that was not built for any of this. The processor layer just became agent-readable.
Duco is a cloud-native data automation platform that uses AI to automate financial reconciliation, data quality, and regulatory reporting.
Cowork sessions are ephemeral. Anthropic's help centre states explicitly: "The desktop app must remain open for your session to continue.
Coris is an AI-powered merchant risk intelligence platform purpose-built for payment processors, acquirers, and embedded payments companies.
OpenAI launched advertising in ChatGPT this week. The financial reality behind the pivot tells you everything about where AI is heading.
Alloy is a cloud-based identity decisioning and risk management platform that orchestrates KYC, KYB, AML screening, credit underwriting, and transaction monitoring through a single configurable rules engine.
From warehouse to checkout, agentic commerce is rewriting how products get found, bought, and delivered.
Card networks are racing to pilot agentic commerce. The compliance frameworks to govern it do not exist yet.