Payments. AI. Commerce. Decoded. 255 articles and counting.
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From Revolut to PayPal to Ford, the race for US banking licences has reached a pace not seen in a generation. The question isn't who's applying. It's who's left that isn't.
Jack Dorsey slashed 40 percent of his workforce and said most companies would follow within a year. But former employees, analysts, and the company's own history tell a more complicated story.
Prediction markets are not converting gamblers. They are converting everyone who has an opinion about the news. And the Iran crisis just showed us what happens when they succeed.
Paymentus argues the next competitive edge in digital payments is not faster rails or cheaper processing. It is service.
Revolut is targeting a $150 billion listing. Stripe just hit $159 billion in a tender offer. Together they represent a quarter of a trillion dollars in private fintech value, and neither is in any rush to go public.
I have a secret: 95% percent of my holiday shopping was completed via Apple Pay. Find something, double-tap, glance at Face ID, done. No forms. No typing. No checkout page.
A few weeks ago, I wrote about watching my son play shopkeeper with his cousin, grabbing my iPhone to tap against her toy card machine rather than reaching for the plastic coins scattered across the floor.
My son is seven. Last week, he was playing shopkeeper with his cousin on our living room floor. There were toy coins scattered about, crumpled paper notes, even a little wooden cash register.