Payments. AI. Commerce. Decoded. 265 articles and counting.
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Microsoft's own data shows token costs for many agent workflows exceed comparable human labor. The cost-efficiency case is real, just not where the press releases say it is.
A working definition of agentic commerce, the four layers it sits on, and what changes when the buyer is no longer a human.
Microsoft Research released Fara1.5 this week, a family of open-weight browser agents that beat OpenAI's Operator on the standard benchmark.