Payments. AI. Commerce. Decoded. 255 articles and counting.
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68 percent of banks now use AI for fraud detection. But deepfakes, synthetic identities, and agentic scams are scaling just as fast. The arms race has no finish line.
Consumers want AI agents to shop for them. They just don't trust them to buy for them. Closing that gap is the defining challenge of 2026.
Fraud losses climbed 9.2 percent in 2025, and artificial intelligence is accelerating both the attack and the defence. The industry is in an arms race it cannot afford to lose.
Recommendation poisoning is the new SEO manipulation, except the stakes involve real money and the consumer never sees the ranking.
Card networks are racing to pilot agentic commerce. The compliance frameworks to govern it do not exist yet.