Payments. AI. Commerce. Decoded. 255 articles and counting.
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eBay is banning AI shopping bots. Amazon is suing them. Google just shipped live checkout through them. The platforms that built e-commerce are scrambling to avoid becoming back-end infrastructure nobody sees.
From warehouse to checkout, agentic commerce is rewriting how products get found, bought, and delivered.
Home Depot acquired SIMPL Automation to own its warehouse robotics layer and accelerate same-day delivery. It is the physical-world version of Walmart walking away from Instant Checkout: when the infrastructure matters, rent becomes buy.
Discovery protocols, trust frameworks, payment rails, wallets, merchant integration. The stack is assembling itself at speed. The dispute resolution layer does not exist.
Harley Finkelstein says agentic commerce could make online shopping "merit-based." The numbers suggest merchants should listen.
Mastercard, Google, OpenAI, and Cloudflare are all racing to define how AI agents shop, pay, and prove they're legitimate. The protocols they build now will determine who controls the next era of digital commerce.
Etsy offloads Depop to eBay for $1.2 billion and bets everything on agentic AI. Orders from ChatGPT already skew higher value than mature acquisition channels.
OpenAI charges 4 percent. But the real cost of agentic commerce runs much deeper than a single line item.
Enterprise automation just got a payment rail: OpenAI's new agent platform meets Mastercard's agentic tools, and B2B transactions without humans are no longer theoretical.