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Payments. AI. Commerce. Decoded. 236 articles and counting.

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Payments · Feb 26, 2026 · 5 min read

Two Fintech Giants. $250 Billion in Value. Zero IPOs.

Revolut is targeting a $150 billion listing. Stripe just hit $159 billion in a tender offer. Together they represent a quarter of a trillion dollars in private fintech value, and neither is in any rush to go public.

Payments · Feb 22, 2026

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Payments. AI. Commerce. Decoded.

Payments · Feb 19, 2026 · 4 min read

Your Payments Data Just Learned to Talk

Pagos expands its MCP server so merchants can query transaction data, approval rates, and fee breakdowns through Claude, ChatGPT, or Gemini. It is the first payments company to ship AI-native data access at scale.

Payments · Feb 15, 2026 · 6 min read

Five Protocols. Five Trillion-Dollar Companies. One Race to Own AI Commerce.

Five protocols from five trillion-dollar companies, all shipping within weeks of each other. The race to own the trust layer for non-human buyers has started.

Payments · Feb 9, 2026

Government by Turnaround: What Happens When a Payments CEO Runs the Tax System

Frank Bisignano built the infrastructure that processes 44 percent of America's card payments. Now he is restructuring the agency that collects $5.1 trillion in taxes. The playbook is familiar. The stakes are not.

Payments · Jan 31, 2026

The Financialization of Everything

On 3rd January 2026, hours before U.S. Delta Force commandos seized Venezuelan President Nicolás Maduro from his compound in Caracas, a freshly created account on Polymarket placed a $32,000 bet. The wager? That Maduro would be out of power by month's end.

Payments · Jan 11, 2026

Who Owns the Customer When Your Phone Is Your Wallet?

A few weeks ago, I wrote about watching my son play shopkeeper with his cousin, grabbing my iPhone to tap against her toy card machine rather than reaching for the plastic coins scattered across the floor.

Payments · Jan 11, 2026

Cash Was Right There. He Reached for My Phone.

My son is seven. Last week, he was playing shopkeeper with his cousin on our living room floor. There were toy coins scattered about, crumpled paper notes, even a little wooden cash register.