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Every Major Matters article
Payments. AI. Commerce. Decoded. 250 articles and counting.
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The Stablecoin Settlement Layer Is Here
In a single week, Convera, Nium, OpenFX, and Mastercard all made the same bet: that stablecoins are the next generation of cross-border payments infrastructure.
x402: The Internet Just Got a Payment Button. AI Agents Are Already Using It.
Coinbase built a payment protocol into HTTP itself. Cloudflare, Google, and Visa joined. The infrastructure for agent-native commerce is being laid in production.
The Identity-Payment Convergence
Mastercard is retiring the card number. Visa is betting on biometrics. The EU is mandating digital wallets. For the first time, identity and payment credentials are merging into a single layer, and the fight over who controls it will reshape the industry.