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Payments. AI. Commerce. Decoded. 255 articles and counting.

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Payments · Apr 8, 2026 · 7 min read

The Interchange War Has a Front Line. It Is the Grocery Aisle.

The three largest US grocery operators are building payment systems that bypass card networks entirely. The interchange war just found its front line.

Payments · Mar 25, 2026 · 9 min read

Prediction Markets Are Speedrunning 50 Years of Payments Compliance

Kalshi is building the same trust infrastructure that took the payments industry decades to establish. Criminal charges, restraining orders, and federal legislation say the clock is ticking.

Payments · Feb 9, 2026

Government by Turnaround: What Happens When a Payments CEO Runs the Tax System

Frank Bisignano built the infrastructure that processes 44 percent of America's card payments. Now he is restructuring the agency that collects $5.1 trillion in taxes. The playbook is familiar. The stakes are not.