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Payments. AI. Commerce. Decoded. 236 articles and counting.

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AI · Mar 20, 2026 · 9 min read

The $450 Billion Pipeline: How AI's Hardware Hunger Is Rewiring Global Payments

The US imported $450 billion in chips and computing hardware in 2025, up 60 percent in 12 months. Every chip crossed a border and settled through a payment rail. The AI boom is a payments story.

AI · Mar 19, 2026 · 7 min read

The Checkout That Nobody Used: What Walmart's Instant Checkout Flop Tells Us About Agentic Commerce

Walmart's exclusive data reveals conversion rates three times lower inside ChatGPT than outside it. The pivot to embedded Sparky is a masterclass in where value actually accrues in AI commerce, and a warning for everyone building on someone else's checkout.

AI · Mar 18, 2026 · 6 min read

Nvidia Just Built the Security Layer for AI Agents. The Payment Networks Haven't.

Nvidia's GTC announcements give enterprises a way to sandbox and govern AI agents. But compute-layer security and payment-layer trust are solving different problems, and the gap between them is where disputes will break down.

AI · Mar 17, 2026 · 6 min read

Who Gives AI Agents a Wallet?

Payments rails, identity layers, and settlement infrastructure are all being retooled for a world where AI agents spend money. This week, every layer moved at once.

AI · Mar 17, 2026 · 3 min read

MCP Just Entered Fraud Prevention. Fingerprint Is First.

The device intelligence platform launched the first open-source MCP server in the fraud space. Fraud analysts can now query device signals through any AI assistant.

AI · Mar 14, 2026 · 4 min read

Anthropic's Week: A Pentagon Blacklist, a Pricing Reset, and Visual Intelligence

In one week, Anthropic sued the US government, made long-context AI dramatically cheaper, and gave Claude the ability to think in pictures. Here is what it all means.

AI · Mar 14, 2026 · 3 min read

AI Is Driving a Global Fraud Surge. The Numbers Are Getting Worse.

Fraud losses climbed 9.2 percent in 2025, and artificial intelligence is accelerating both the attack and the defence. The industry is in an arms race it cannot afford to lose.

AI · Mar 14, 2026 · 3 min read

FedEx Is Building an AI Agent Workforce. Half Its Operations Will Run on It by 2028.

FedEx plans to embed AI agents into more than 50 percent of its workflows within two years. The architecture it described tells you exactly where enterprise agentic AI is heading.

AI · Mar 13, 2026 · 4 min read

MCP vs Agent Skills: The Two Layers Every AI Team Is Confusing

MCP gives agents hands. Skills give agents judgement. Most teams are building one and wondering why the other is missing.

AI · Mar 13, 2026 · 3 min read

Shopify Moves the Storefront Inside ChatGPT

OpenAI retreated from Instant Checkout. Shopify stepped in with "agentic storefronts" that let merchants sell directly inside ChatGPT. The template for how AI and commerce platforms divide value is now set.

AI · Mar 12, 2026 · 14 min read

The $650 Billion Squeeze, Five Weeks Later: Who Is Winning and Who Was Right

Five weeks ago, we published The $650 Billion Squeeze. The argument was straightforward. Big Tech was writing checks that rivalled national GDPs to build AI infrastructure.

AI · Mar 11, 2026 · 4 min read

We Built a Fact-Checker for the AI Writing Era. Here Is Why.

AI has made it easier than ever to publish. It has not made it easier to publish accurately. So we built a tool to close that gap.

AI · Mar 11, 2026 · 12 min read

The Last Human Job in AI

Thousands of professionals are training the models that replaced them. Agentic AI may soon replace them again.

AI · Mar 11, 2026 · 4 min read

Amazon's AI Code Crisis Exposes the Industry's Oversight Gap

After a string of outages linked to AI-assisted coding, Amazon is pulling the emergency brake on unchecked deployments. The question is whether the guardrails should have been there from the start.

AI · Mar 11, 2026 · 4 min read

The Invisible AI Revolution Happening Inside Every Product Catalogue

While the world watches chatbots, generative AI is quietly transforming the boring infrastructure that makes commerce work.

AI · Mar 11, 2026 · 5 min read

The AI Company That Said No to the Pentagon Just Got Backing from Microsoft, Google, and the CIA

Anthropic refused to remove Claude's safety restrictions for military use. The Pentagon classified it as a supply chain risk. Now Microsoft, 37 AI researchers, 22 former military leaders, and civil rights groups have filed briefs in its defence.

AI · Mar 11, 2026 · 4 min read

Meta Is Using AI to Fight Fraud Across WhatsApp, Facebook, and Messenger

Meta announced AI-powered scam detection tools across WhatsApp, Facebook, and Messenger. With 22 billion daily scam exposures across its platforms, the company is shifting from reactive removal to proactive interception.

AI · Mar 11, 2026 · 3 min read

Meta Bought the Platform That Couldn't Secure Its Own Database

Six weeks ago, Moltbook suffered a catastrophic security breach that exposed 1.5 million API tokens. This week, Meta acquired the team and the concept behind it. The play is agent identity infrastructure for the agentic web.

AI · Mar 11, 2026 · 3 min read

Amazon Just Drew the Legal Line on AI Shopping Agents

A federal judge blocked Perplexity's Comet agent from placing orders on Amazon. The ruling lands on platform authority over user delegation, and it could define the rules for every AI shopping agent that follows.

AI · Mar 11, 2026

Nvidia Wants to Own the AI Agent Stack, Not Just the Chips That Power It

The chipmaker's open-source NemoClaw platform targets enterprise customers burned by OpenClaw's security failures, and it doesn't even require Nvidia hardware to run.

AI · Mar 9, 2026

The Great Charter Rush: Why Every Fintech Wants to Be a Bank Now

From Revolut to PayPal to Ford, the race for US banking licences has reached a pace not seen in a generation. The question isn't who's applying. It's who's left that isn't.

AI · Mar 9, 2026 · 4 min read

The Week Agentic Commerce Got Its Rulebook

The card networks are racing to write the rules for agentic commerce. Google formalised a protocol. Stripe built the billing layer. Here's everything that mattered this week.

AI · Mar 8, 2026 · 7 min read

Claude Marketplace Is Anthropic's Bid to Become the Enterprise AI Operating System

Anthropic launched an app store for enterprise AI 24 hours after the Pentagon labelled it a supply-chain risk. The timing tells you everything about what this company is building, and who it is building it for.

AI · Mar 8, 2026 · 7 min read

Hollywood's AI Documentary Asks the Wrong Questions at the Worst Possible Time

The AI Doc arrives just as the abstract debates it stages have become painfully concrete, and it has nothing useful to say about any of them.