Payments. AI. Commerce. Decoded. 236 articles and counting.
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Ralio, a UK startup building a payments infrastructure layer for AI agents, closed Europe's largest agentic payments round at $2.5 million pre-seed. Three emerging standards supported from day one. The round size is not the story. The category stage is.
Gr4vy's Agentic Developer Kit tackles a gap in the agentic commerce stack: the merchant-side orchestration layer that routes agent transactions across multiple payment rails.
Robinhood opened its brokerage to AI agents this week. Customers can fund a separate account, hand the keys to Claude or ChatGPT, and let the agent trade stocks plus make credit card purchases on their behalf. FINRA flagged it as a new risk area within hours. The asymmetry between agent capability and agent accountability has finally landed at the SEC's doorstep.
Alipay just put a full-stack AI payments solution into production, debuting the world's first AI Wallet and a new protocol called Token Pay. Western incumbents are still circulating decks. The agentic payments race is not a race to announce. It is a race to ship.
Klarna gave ChatGPT BNPL. MoonPay just gave it crypto. The two integrations in one week tell us where OpenAI is going.