Payments. AI. Commerce. Decoded. 236 articles and counting.
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OpenAI launched advertising in ChatGPT this week. The financial reality behind the pivot tells you everything about where AI is heading.
The free-for-all era of AI companies scraping the web is ending. The question now is who becomes the intermediary, and what publishers actually get paid.
Google just posted its best quarter ever. OpenAI just launched a browser to replace it. Both things can be true, and the implications for advertising, commerce, and payments are enormous.
Frank Bisignano built the infrastructure that processes 44 percent of America's card payments. Now he is restructuring the agency that collects $5.1 trillion in taxes. The playbook is familiar. The stakes are not.
OpenAI and Anthropic shipped agent management platforms within hours of each other. The message is clear: stop talking to AI and start managing it.
Hyperscaler capex has hit levels that rival national economies. The software companies those dollars are meant to replace are paying the price.
Last holiday season, something shifted. Traffic to US retail sites from generative AI tools increased by 693 percent year over year, according to Adobe Analytics. That alone would be a headline.
This week, two of the largest AI companies in the world made opposite bets on the same question: how do you monetize a conversational AI platform?
Enterprise automation just got a payment rail: OpenAI's new agent platform meets Mastercard's agentic tools, and B2B transactions without humans are no longer theoretical.
OpenAI's new platform frames AI agents as enterprise employees, raising a question enterprise leadership will face: what happens when headcount is measured in agents, not people?
Apple does not partner easily. The company that builds its own chips, designs its own operating systems, and famously controls every layer of its stack announced on February 3 that it is integrating AI coding agents from Anthropic and OpenAI directly into…
Last week, Klarna joined Google's Universal Commerce Protocol. The largest buy now, pay later provider in the West is now plugging into the infrastructure that lets AI agents shop on your behalf.
In January 2026, developer Lucas Valbuena ran OpenClaw, a popular AI agent platform formerly known as Clawdbot, through a security analysis tool called ZeroLeaks. The results were catastrophic. Using Gemini 3 Pro, the platform scored 2 out of 100 points.
I have a secret: 95% percent of my holiday shopping was completed via Apple Pay. Find something, double-tap, glance at Face ID, done. No forms. No typing. No checkout page.
On 3rd January 2026, hours before U.S. Delta Force commandos seized Venezuelan President Nicolás Maduro from his compound in Caracas, a freshly created account on Polymarket placed a $32,000 bet. The wager? That Maduro would be out of power by month's end.
Amazon announced today that it is closing every Amazon Go and Amazon Fresh store it operates. All 72 of them. The cashierless convenience stores that were supposed to revolutionise shopping. The full-service grocery stores that were going to take on Walmart.
We had set this up months ago and mostly forgotten about it. The bag was running low, and Alexa, connected to an Amazon account with voice purchasing enabled, placed the order without asking. The confirmation email arrived during a meeting.
A 64GB kit of DDR5 memory now costs more than an entire PlayStation 5.
A few weeks ago, I wrote about watching my son play shopkeeper with his cousin, grabbing my iPhone to tap against her toy card machine rather than reaching for the plastic coins scattered across the floor.
My son is seven. Last week, he was playing shopkeeper with his cousin on our living room floor. There were toy coins scattered about, crumpled paper notes, even a little wooden cash register.