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Payments. AI. Commerce. Decoded. 250 articles and counting.
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This Week in Payments, AI, and Commerce
The week AI's business model fractured. Here is what you need to know.
The AI Industry Just Split in Two
OpenAI is selling ads inside ChatGPT. Perplexity just killed theirs. Google is hedging. Anthropic ran a Super Bowl ad mocking the whole idea. The way AI platforms make money will determine what they become.
Your Payments Data Just Learned to Talk
Pagos expands its MCP server so merchants can query transaction data, approval rates, and fee breakdowns through Claude, ChatGPT, or Gemini. It is the first payments company to ship AI-native data access at scale.
Etsy Sold Its Closet to Fund the Prompt Economy
Etsy offloads Depop to eBay for $1.2 billion and bets everything on agentic AI. Orders from ChatGPT already skew higher value than mature acquisition channels.
The AI Bought It Because Someone Told It To. You Just Don't Know Who.
Recommendation poisoning is the new SEO manipulation, except the stakes involve real money and the consumer never sees the ranking.
Who Authorised the Agent? The Identity Crisis at the Heart of Agentic Payments
Card networks are racing to pilot agentic commerce. The compliance frameworks to govern it do not exist yet.
We Built a Free MCP Course for Product Leaders
Every product team in 2026 is being asked the same question: "What's our AI integration strategy?"
The Agent Tax: What It Actually Costs to Sell When AI Does the Buying
OpenAI charges 4 percent. But the real cost of agentic commerce runs much deeper than a single line item.
Five Protocols. Five Trillion-Dollar Companies. One Race to Own AI Commerce.
Five protocols from five trillion-dollar companies, all shipping within weeks of each other. The race to own the trust layer for non-human buyers has started.
The Web Just Got an API. The Machines Just Got Fast Enough to Use It.
Google's WebMCP turns every website into a structured tool for AI agents. OpenAI's Codex-Spark makes those agents fast enough to act in real time. Two announcements, 24 hours apart, and the agentic web just stopped being theoretical.
This Week in Payments, AI, and Commerce
The week machines started buying things. Here is what you need to know.
The Agentic Commerce Stack: How AI Agents Shop, Pay, and Close the Deal
Google, Alipay, and Coinbase are building the protocols that let machines buy things. Here is how the plumbing works.
The Marketplace Extinction Event: Why eBay and Amazon Are Fighting AI Agents for Survival
eBay is banning AI shopping bots. Amazon is suing them. Google just shipped live checkout through them. The platforms that built e-commerce are scrambling to avoid becoming back-end infrastructure nobody sees.
Consumers Want AI Agents to Shop for Them. A Calendar Invite Can Hijack the Whole Thing.
70 percent of consumers are ready to let AI agents handle their shopping. A CVSS 10.0 vulnerability shows why the security model is not ready to let them.
The Company That Was Supposed to Kill Ads Just Started Selling Them.
OpenAI launched advertising in ChatGPT this week. The financial reality behind the pivot tells you everything about where AI is heading.
The App Store for AI Content Is Coming. Amazon and Microsoft Are Racing to Build It.
The free-for-all era of AI companies scraping the web is ending. The question now is who becomes the intermediary, and what publishers actually get paid.
Search Isn't Dying. It's Splitting.
Google just posted its best quarter ever. OpenAI just launched a browser to replace it. Both things can be true, and the implications for advertising, commerce, and payments are enormous.
Government by Turnaround: What Happens When a Payments CEO Runs the Tax System
Frank Bisignano built the infrastructure that processes 44 percent of America's card payments. Now he is restructuring the agency that collects $5.1 trillion in taxes. The playbook is familiar. The stakes are not.
From Chatbot to Coworker: The Week AI Agents Went Corporate
OpenAI and Anthropic shipped agent management platforms within hours of each other. The message is clear: stop talking to AI and start managing it.
The $650 Billion Squeeze: Big Tech's AI Bet Is Building One Industry and Breaking Another
Hyperscaler capex has hit levels that rival national economies. The software companies those dollars are meant to replace are paying the price.
The AI Checkout Wars Have Begun
Last holiday season, something shifted. Traffic to US retail sites from generative AI tools increased by 693 percent year over year, according to Adobe Analytics. That alone would be a headline.
The Ad-Free AI Bet: Two Business Models, One Industry Fork
This week, two of the largest AI companies in the world made opposite bets on the same question: how do you monetize a conversational AI platform?
When Agents Trade with Agents: The Next Frontier of B2B Commerce
Enterprise automation just got a payment rail: OpenAI's new agent platform meets Mastercard's agentic tools, and B2B transactions without humans are no longer theoretical.
The Agent Org Chart: When Your Workforce Isn't Human
OpenAI's new platform frames AI agents as enterprise employees, raising a question enterprise leadership will face: what happens when headcount is measured in agents, not people?