Payments. AI. Commerce. Decoded. 255 articles and counting.
Showing 169–192 of 255 articles
We review Google's Universal Commerce Protocol and its 20+ partner ecosystem.
The card networks are racing to write the rules for agentic commerce. Google formalised a protocol. Stripe built the billing layer. Here's everything that mattered this week.
Anthropic launched an app store for enterprise AI 24 hours after the Pentagon labelled it a supply-chain risk. The timing tells you everything about what this company is building, and who it is building it for.
The AI Doc arrives just as the abstract debates it stages have become painfully concrete, and it has nothing useful to say about any of them.
Jack Dorsey slashed 40 percent of his workforce and said most companies would follow within a year. But former employees, analysts, and the company's own history tell a more complicated story.
Mastercard, Google, OpenAI, and Cloudflare are all racing to define how AI agents shop, pay, and prove they're legitimate. The protocols they build now will determine who controls the next era of digital commerce.
Marathon is not the disease. It is the latest symptom of an industry addicted to a model that does not work.
The card networks are not fighting over who processes the payment. They are fighting over who defines the rules when AI agents spend your money.
The Iran conflict is threatening chip supplies, submarine cables, and energy costs simultaneously. For an industry building agentic commerce on the assumption of abundant AI infrastructure, the timing could not be worse.
When AI agents shop on your behalf, they default to the card on file. That design choice was quietly killing alternative payment methods. Klarna, Affirm, and Stripe moved on the same day to fix it.
Prediction markets are not converting gamblers. They are converting everyone who has an opinion about the news. And the Iran crisis just showed us what happens when they succeed.
While the industry debates agentic commerce protocols, FIS quietly acquired 40 billion transactions a year of issuing infrastructure and launched the first bank-facing agent commerce platform. The bet: whoever controls the issuer side controls the agent era.
AI-powered code editors, development platforms, and programming assistants for fintech engineering teams. Independently reviewed.
Large language models and AI assistants for research, analysis, and content creation in payments and fintech. Independently reviewed.
AI-powered chargeback prevention, dispute management, and recovery platforms for merchants and issuers. Independently reviewed.
AI-powered reconciliation, data quality, and regulatory reporting platforms for financial institutions. Independently reviewed.
AI-powered compliance automation, transaction monitoring, and regulatory reporting for financial services. Independently reviewed.
AI-powered merchant risk intelligence and monitoring for payment processors and acquirers. Independently reviewed.
AI-powered identity verification and decisioning platforms for financial services. Independently reviewed.
AI-powered fraud detection and prevention tools for payments and financial services. Independently reviewed.
The card networks face their biggest structural test yet.
Mastercard is retiring the card number. Visa is betting on biometrics. The EU is mandating digital wallets. For the first time, identity and payment credentials are merging into a single layer, and the fight over who controls it will reshape the industry.
Our editorial standards, review methodology, and commitment to independence.
Infrastructure for a world where AI agents browse, negotiate, and buy on behalf of consumers.